AI Tech Background

Loyalty & Rewards Agents

We provide AI assistants to manage the entirety of your loyalty programs, from conception to operations, from user engagement to a universe of points redemption options.


We serve primarily payment card issuers, large and small banks, global franchises, and payment networks.

Our agents specialize in three areas:

Points accrual

Devise, deploy, and monitor programmable accrual engines, cohort pricers, and program optimizers to continuously improve your reward loop.

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Rewards Redemption

Assemble the optimal combination of redemption options from a universe of category-specific agents, from a travel agent with human help to an automated crypto-broker. Ensure all customer types find value in the rewards they earned.

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User Engagement

Deploy dynamic offers, reactivation agents, acquisition agents, to assist in defining and quantifying the impact of user campaigns.

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A Trusted Partner in Loyalty Management

Linex Loyalty is a holding company with specialized entities focused on global verticals (like travel or streaming), local offers, or niche markets. Our partnership model and capital structures are designed to provide our clients with one single vendor interface, while still relying on an array of established and reputable suppliers.

Our product teams have decades of experience deploying IT solutions for Banks. Beyond our industry-standard security certifications, our agent layer has been architected to overlay and execute separately from secure transaction management. Our agent layer is designed to operate alongside any technical infrastructure, be it legacy or state of the art. As a long-term vendor to banks and other financial institutions, we deploy on either side of the firewall. Explore what underlies our claim of complete security and scalability.

55M+

Consumers Reached

36%

Revenue Growth 2026

112%

Net Client Retention

Trusted By

SantanderHSBCmastercardsabreEtihadBancolombia